Insurance
There are plenty of local and international insurers in Hong Kong. A simple way to start your search is to approach your bank for insurance information and quotation. If you are looking for a greater variety of insurance plans, you may check out the following major insurance companies in Hong Kong.
You are strongly advised to assess your individual and family needs carefully, compare different insurance plans across companies and learn more information before you approach an insurer. It is also critical to check the exclusions and conditions on insurance policies and always present all facts honestly when applying. There is useful information on the Investor and Financial Education Council website that will help you understand more about buying insurance in Hong Kong.
Medical Insurance
Before you decide whether to buy medical insurance, it would be helpful to start with learning what medical benefits are covered by the University and the Government. The following are some common types of medical insurance in Hong Kong:
Home Insurance
While your landlord should have insurance coverage for your apartment, you might need to buy additional household insurance to protect your belongings in cases of fire, theft, typhoons and burst pipes etc. Home insurance could be categorised into owner and tenant insurance, which usually covers home contents and liability to third-party. Find more details here.
Travel Insurance
Travel insurance could protect you and your possessions during your travel, which usually covers accidents, flight delays and loss of personal belongings. You can choose between single trips or annual policies. Find more details here.